Money
Ed
Unit 1
Unit 2
Unit 3
Unit 4
Quiz
Personal Finance for College Students
Section Quiz
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To exceed the available balance in a checking account will result in:
a. overdraft fees
b. ATM fees
c. balance transfer fees
d. late fees
Which fee is charged for a bounced check?
a. NSF fee
b. late-fee
c. ATM fee
d. cancelled check fee
To avoid paying additional ATM fees you should:
a. make additional bank deposits
b. apply for overdraft protection
c. open a savings account
d. avoid ATM services outside your bank network
A budget is important because it will help you:
a. obtain a credit card
b. balance a checking account
c. manage expenses and set spending limits
d. apply for a loan
A fee charged for exceeding a credit card limit:
a. late fee
b. over-limit fee
c. cash advance fee
d. balance transfer fee
Which of the following are used to build credit history?
a. open a student checking account
b. obtain a credit card
c. obtain a co-signer for a loan
d. all of the above
Missing a monthly minimum payment on your credit card will lower which part of your score?
a. payment history
b. outstanding debts
c. inquiries
d. length of credit history
Reviewing your credit report for outdated or incorrect information is important because:
a. information could prevent you from getting a loan
b. information is used to obtain employment
c. information is used when applying for insurance
d. all of the above
Which of the following factors are used to measure the ability to maintain credit?
a. payment history
b. outstanding debts
c. both a and b
d. none of the above
Under the FICO scoring model, what is the largest factor in a credit score?
a. payment history
b. outstanding debts
c. types of credit
d. length of credit history