Money
Ed
Unit 1
Unit 2
Unit 3
Unit 4
Quiz
Money Smart Teens
Section Quiz
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To manage a checking account you should:
a. record purchases and withdrawals in a check register
b. review your bank statement
c. use your credit union's ATM machines to avoid fees
d. all of the above
Obtaining cash from an ATM is similar to:
a. writing a check
b. making a deposit
c. using a credit card
d. balance transfer
A term used to indicate that a check cannot be honored because of insufficient funds:
a. nonsufficent funds
b. overdraft protection
c. balance transfer
d. surcharge
A monthly minimum payment on a credit card is required to:
a. keep an account in good standing
b. avoid late fees
c. maintain payment history
d. all of the above
Expenses that occur occasionally are considered:
a. periodic expenses
b. fixed expenses
c. variable expenses
d. irregular expenses
In setting clear financial goals you should
a. create long-term and short-term goals
b. obtain a credit card
c. pay bills on time
d. all of the above
Which term refers to a record of managing credit responsibly?
a. credit history
b. credit score
c. credit report
d. none of the above
To build a credit history you should:
a. open a savings or checking account at your credit union
b. keep accounts in good standing
c. obtain a credit card or loan
d. all of the above
A budget is a financial document that will allow you to:
a. manage money and set spending priorities
b. apply for a credit card
c. open a checking account
d. none of the above
Of the following expenses, which would not be considered a fixed expense?
a. gasoline
b. car payment
c. rent payment
d. insurance